• 16 Feb, 2026

What airlines offer book now pay later?

Information About Airlines Offering "Book Now, Pay Later" Option

To ensure you get relief from paying a large amount of money at once, many airlines provide a "Book Now, Pay Later" option. With this, you can make thoughtful purchases and pay for them later in installments, so they fit your budget. The idea and process for each airline's Book Now, Pay Later (BNPL) facility may vary, including short-term fare locks and monthly installments, and some may partner with third-party finance firms. In this post, you can find some major airlines that offer BNPL. However, if you book a flight with any of these, you can find essential details about it so that you do not have to face any trouble.  

Southwest Airlines 

Southwest Airlines offers a Book Now, Pay Later option through its partner, "Flex Pay". You can book your flight through it, and you do not have to worry about the payment. Southwest Airlines allows you to make a purchase over fixed monthly payments that you can pay after you have booked your ticket. Here is the information about how Southwest Flex Pay works:

Step 1: First, select Flex Pay at Checkout when choosing a payment method. 

Step 2: Provide some required information on the next page.

Step 3: Your purchase will be complete, and you can pay for it over time with fixed monthly installments. 

Southwest Airlines Flex Pay Benefits 

  • You know about the amount you owe for Southwest Airlines each month.
  • You have no late fees or prepayment penalties.
  • It is set to AutoPay, and you do not have to remember the payment dates. 

United Airlines 

United Airlines' Fly now, pay later option lets you budget for your trip and book without worrying about the upfront payment. United Airlines has a partnership with Flex Pay, which powers its Book Now Pay Later options. With this option, you can book your ticket and set payments for later in budget-friendly installments. When you book your flight with Flex Pay, you get some benefits, including:

  • You can keep your monthly payments low.
  • You do not need to pay any late fees or pre-payment penalties.
  • Get a quick approval decision.
  • Complete your payments with autopay.

How to Use Flex Pay with United Airlines?

Learn about using Flex Pay while booking with United Airlines with the steps below:

  • Select Flex Pay as your payment method at checkout after you choose your flight, as you normally do.
  • Fill in the required details you are asked to provide in the next step.
  • You can enjoy your trip after getting approval from United Airlines and can pay the amount later in small installments. 

Delta Airlines 

Delta Airlines offers you a new way to make your booking payment without it becoming a burden. Delta Airlines allows you to make a booking with the option to pay the amount later in monthly installments. The process is done in partnership with Affirm, which lets you make payments in simple pieces. 

How Affirm Works with Delta Airlines?

  • Choose Affirm when selecting the payment method during booking.
  • After approval, you can spread the cost of your trip into 6, 12, 18, or 24 monthly installments. 
  • You do not need to pay any late or hidden fees.
  • After you successfully complete your Affirm loan process, you will get payment information directly from Affirm and also receive an email confirmation from Affirm.

American Airlines 

Book your flight ticket with American Airlines using the Book Now, Pay Later option, operated in partnership with Flex Pay. It provides you with the freedom to book a reservation while paying the booking amount over time in simple, fixed installments. Here are some benefits that you get when you book your flight ticket with American Airlines' Book Now, Pay Later option:

  • Do not have to stress out for a one-time payment.
  • Make budget-friendly loan options.
  • A quick process for setting payments.
  • Does not apply any late fees or prepayment penalties.
  • Set the payment to auto-pay, and you do not have to remember the payment dates. 

How to Use Flex Pay with American Airlines?

It is very easy to use Flext Pay while booking with American Airlines for the BNPL option by steps given below:

  • Select Flex Pay as the payment method at checkout.
  • Provide some essential details on the required sections.
  • Then you can begin your travel and pay your booking amount in simple monthly installments. 

Qatar Airways

Book a flight to your dream destination without feeling a burden or paying the full amount upfront. Qatar Airways' Book Now, Pay Later option is here to save you. You can book your ticket and pay the balance in installments later with PayPal Credit. Qatar Airways has partnered with PayPal Credit to ease your wallet.

How does Qatar Airways' Book Now, Pay Later work?

To understand the Qatar Airways Book Now, Pay Later process, you need to go through the steps below:

  • Make sure you are logged in to your Privilege Club account, or join the Privilege Club.
  • Browse through the global network of over 170 destinations of Delta Airlines.
  • Pick your preferred itinerary.
  • Choose PayPal as the payment method.
  • Review the PayPal terms and conditions, and set up payment for the booking amount in installments. 

Spirit Airlines 

Spirit Airlines offers you relief when it comes to paying the booking amount, and you are hesitating to pay the full amount at once. Spirit Airlines gives you the flexibility to make payments for your booking in small monthly amounts. Spirit Airlines BNPL works with Flex Pay, breaking your flight booking into multiple small transactions. Here is what you get with Spirit Airlines' Book Now Pay Later option:

  • Make low monthly payments.
  • Easy process of setting your book amount into multiple payments.
  • No late fees or prepayment penalties.
  • Easy autopay option so that you do not need to remember to make the payment.

How does the Flex Pay partnership with Spirit Airlines work?

Here are some easy steps you need to go through to make a payment with Flex Pay for a Spirit Airlines flight:

  • Select Flex Pay at Checkout while choosing the payment mode.
  • Provide some important information required during the process.
  • Enjoy your trip now and pay for your booking in fixed monthly installments. 

Conclusion 

To ease your stress when booking your flight, Book Now, Pay Later is an amazing service offered by some airlines. You can book your ticket at the time you require and pay the booking amount later in small installments with their various partners, including Flex Pay, Affirm, PayPal, etc. Choose any of the airlines mentioned above that best suits your requirements and travel to your destination without any trouble, especially if budget is a concern. 

Frequently Asked Questions

Does United Airlines provide a Book Now, Pay Later option?

Yes, United Airlines provides you a Book Now, Pay Later option with the partnership with Flex Pay and you can pay your booking amount in small monthly installments. 

Can I pay later if I booked a ticket with Southwest Airlines?

Yes, you can pay the balance later if you purchased your ticket with Southwest Airlines. 

Does Southwest Airlines have a partnership with FlexPay?

Yes, Southwest Airlines partners with Flex Pay, allowing you to pay for your booking later. 

Can I book a ticket with American Airlines and pay in installments?

Yes, American Airlines allows you to book a ticket and pay the amount later in monthly installments with Flex Pay. 

Does Qatar Airways offer BNPL?

Yes, Qatar Airways offers BNPL through its PayPal partnership, allowing you to pay in small installments

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